HRAKit

Generate Rent Receipts for HRA Exemption Instantly

Create a 12-month receipt bundle, calculate your tax-exempt HRA, and pre-fill your Form 12BB. 100% free, secure, and compiled in your browser via Rust WebAssembly.

0

Data Uploads

100%

Free to Use

< 1s

PDF Compile

JSON-LD

Tax Schema

HRA Tax Exemption

Analysis Result

Verified
Basic Salary ₹5,00,000
HRA Received ₹2,00,000
Annual Rent Paid ₹1,80,000
Tax Exempt HRA ₹1,30,000

65% of HRA Received is Exempt

HRA Kit Toolkit

Available Exemption & Compliance Tools

Everything calculated and compiled entirely inside your browser sandbox — zero data leaves your local device.

Rust-WASM Engine

Bulk Rent Receipt Generator

Generate a print-ready 12-month receipt bundle in PDF format. Supports custom rent periods, landlord signatures, and automated receipt numbering.

FY 2025-26 & 2026-27

HRA Exemption Calculator

Instantly compute your tax-exempt House Rent Allowance under Section 10(13A) clauses and see which limit acts as the binding constraint.

100% Compliant

Form 12BB Pre-filler

Pre-fill your official Form 12BB declaration with rent paid, landlord details, and claims. Appended automatically to your receipt PDF bundle.

Need CTC to take-home calculations, old vs. new regime tax comparisons, or landlord declaration generators? Explore All Tools →

How HRA Kit Works

We make claiming your House Rent Allowance exemption as simple as four quick steps.

Step 01

Provide Details

Input basic tenancy details: tenant name, landlord name, rent amount, and property address. If rent exceeds ₹1,00,000/year, landlord's PAN is dynamically flagged as required.

Step 02

Instant Math

Our engine checks metro/non-metro rules under Section 10(13A). It computes basic salary thresholds, rent minus 10% basic, and tells you exactly what portion of HRA is tax-free.

Step 03

Compile locally

Click generate to compile the PDF bundle. The compilation happens inside your browser's thread using Rust-WebAssembly. It takes less than 150ms and consumes almost no memory.

Step 04

Download & Declare

Receive a single print-ready PDF containing 12 receipts, a prefilled Form 12BB tax declaration, and a draft email copy to forward to your company's HR department.

Engineered for Compliance and Performance

We designed HRA Kit to beat industry alternatives on speed, security, and developer aesthetics. Here is what makes our tool unique.

Rust-WASM PDF Engine

Avoid JS memory bloat and garbage collection pauses. Our PDF generator runs on compiled Rust code directly in your browser, enabling instant, high-fidelity downloads.

100% Client-Side Calculations

Your name, landlord name, salary details, and PAN numbers are sensitive data. We process and compile everything in your browser window. Zero bytes of your input leave your device.

Form 12BB Auto-Fill

Along with your monthly rent receipts, HRA Kit auto-populates Form 12BB (Investment declaration form), which is the statutory requirement under Section 10(13A) for HRA exemption.

Metro/Non-Metro City Awareness

Different cities in India attract different HRA rules (50% of basic salary limit for metros like Mumbai or Delhi, and 40% for non-metros). HRA Kit auto-determines this limits based on input cities.

English & Hindi support

Create receipts natively in English or Hindi. Landlords and local tax offices in tier-2/3 cities frequently prefer localized documents. Toggle languages instantly.

Completely Ad-Free

No dynamic scripts loading heavy ad networks. No account registrations designed to harvest your email address or upsell personal loans and credit cards. A pure tool.

Data Privacy and Compliance

Your Data Never Leaves Your Device

Traditional tax tools upload your landlord's name, PAN card number, address, and your income slabs to their central databases. This data is often rented to marketers or used for aggressive cross-selling of personal loans.

HRA Kit functions entirely inside your browser's sandboxed environment. Calculations and document builds are processed using high-performance compiled WebAssembly binaries locally.

  • No accounts, passwords, or cookies required to generate receipts.
  • Wrangler + Cloudflare Pages static edge serving with zero server databases.
  • Compiled Rust-WASM has no network access permission inside the browser runtime.

Security Flow Comparison

Traditional Tax Portals
1. User Inputs Data ✓ Browser
2. Uploads via REST API ⚠ Remote Server
3. Database Storage ⚠ SQL Database
4. Compiles PDF ⚠ Server CPU
HRA Kit System
1. User Inputs Data ✓ Browser
2. Dynamic Evaluation ✓ Local Reactivity
3. Compiled PDF Crate ✓ Sandboxed WASM
4. Direct File Stream ✓ Browser Memory

Frequently Asked Questions

Comprehensive answers to critical Indian Income Tax rules regarding rent receipts and HRA claims.

How is the HRA tax exemption calculated in India?

Under Section 10(13A) of the Income Tax Act, your tax-exempt HRA is the minimum of three limits: 1) The actual HRA received from your employer; 2) Rent paid minus 10% of your basic salary; 3) 50% of basic salary if you reside in a metro city (Mumbai, Delhi, Kolkata, Chennai) or 40% for non-metro cities.

Is my landlord's PAN mandatory to claim HRA?

Yes, under Income Tax rules, providing the landlord's PAN is mandatory if your total rent payments exceed ₹1,00,000 during the financial year. If your landlord does not have a PAN, you must submit a declaration in Form 60 along with their signed confirmation.

When is a revenue stamp required on rent receipts?

A revenue stamp is legally required on rent receipts if the rent amount exceeds ₹5,000 per receipt and is paid in cash. If the payment is made digitally (UPI, bank transfer, cheque, or card), a revenue stamp is not required under Section 30 of the Indian Stamp Act, as digital transactions leave a verifiable audit trail.

Can I pay rent to my parents and claim HRA?

Yes, you can pay rent to your parents and claim HRA. However, the transaction must be genuine: you should sign a rent agreement, transfer the rent via bank channels monthly, and your parents must declare this rent as rental income in their Income Tax Returns (ITR) under 'Income from House Property'.

Can I claim both HRA exemption and Home Loan tax benefits?

Yes, you can claim both HRA exemption and home loan deductions (Section 24 for interest and Section 80C for principal). This is permitted if you rent a house in one city due to employment and own a home in another city, or if you reside in a rented house because your owned home is self-occupied by parents or too far from your workplace.

What is Form 12BB and why is it required?

Form 12BB is the statutory statement of claims made by an employee for tax deductions. You must fill out and submit Form 12BB to your employer at the end of the financial year (usually in January or February) to declare your rent paid, home loan interest, LTC, and Section 80C/80D investments.